At Royal Enterprise, we provide collateral-free business loans designed to fuel your enterprise’s growth and help you reach your business objectives with ease. Our loans are specifically tailored to meet the diverse financial needs of professionals and businesses across Maharashtra.

Professional Business Loans We offer collateral-free business loans to professionals such as doctors, chartered accountants (CAs), company secretaries (CSs), architects, and tax consultants. These loans are offered based on the applicant's degree certificates and require the business to be at least 5 years old. Additionally, a turnover of ?20-22 lakhs over the past six months is required for eligibility. For professionals in metro cities, we provide business loans ranging from ?4 to ?5 lakhs without the need for collateral.

Cash Credit (CC) Loans Our Cash Credit (CC) loans are designed for professionals and business owners who need access to working capital. Interest is charged only on the amount of capital utilized, making it a flexible and cost-efficient financing option. These loans are available for up to 5 years, completely collateral-free.

Overdraft (OD) Facility The Overdraft (OD) facility offers a fixed credit limit, providing businesses with immediate access to funds when needed. Interest is charged solely on the amount used for business purposes, ensuring that you only pay for what you borrow.

Term Loan Our Term Loans offer financing for a maximum tenure of 5 years, providing businesses with a reliable funding source for long-term goals and expansion. At Royal Enterprise, we aim to make business financing simple, accessible, and hassle-free, enabling entrepreneurs and professionals to achieve their business aspirations without the burden of collateral.